Free investment tools: DCA calculator, ETF comparison, dividend planner, and more
TrackMyShares offers a set of free investment tools to help you make better decisions about your portfolio. Here are some of them.
DCA vs lump sum calculator
The classic investing debate: invest everything at once, or spread it out over time? Instead of guessing, the DCA vs lump sum calculator lets you test both strategies against historical data for any stock, ETF, or crypto asset.
Pick a symbol, choose the market (US, Australian, crypto, or metals), set a start date and investment amount, and select weekly or monthly contributions. The calculator runs both strategies using the same total investment and shows you which one came out ahead.
You'll get comparison cards with the final value and return for each strategy, an interactive chart plotting both portfolios over time, and a purchase history with every DCA transaction broken down.
Want to see it in action? Here are a few examples:
- Should I lump sum $10,000 into the S&P 500 (SPY) in January 2020, or DCA monthly?
- Should I lump sum $5,000 into Bitcoin (BTC) in January 2023, or DCA weekly?
- Should I lump sum $50,000 into Vanguard MSCI Index International (VGS.AX) in January 2021, or DCA monthly?
- Should I lump sum $100,000 into Tesla (TSLA) in January 2018, or DCA monthly?
- Should I lump sum $20,000 into Gold (XAU) in March 2021, or DCA monthly?
Every result page has a shareable URL, so you can send your comparison to anyone.
ETF comparison tool
Choosing between two similar ETFs usually means juggling multiple browser tabs. The ETF comparison tool puts everything on one screen: expense ratios, trailing returns, dividend yield, top holdings, sector allocation, and holdings overlap.
That last one is particularly useful. The overlap analysis shows how many stocks two ETFs have in common and how much of each fund's weight is shared. Great for spotting unintentional concentration when you hold multiple funds.
Try a few popular comparisons:
- VOO vs SPY (two S&P 500 trackers, same index, different fees)
- VAS vs A200 (Australian market index funds)
- QQQ vs VOO (Nasdaq 100 vs S&P 500)
- VGS vs IVV on the ASX (international vs US exposure for Australian investors)
Works with both US and Australian ETFs.
Dividend income calculator
How many shares do you actually need to reach your target dividend income? The dividend income calculator works it out for you.
Enter a stock symbol (US or Australian), set your target yearly income, and the calculator shows you the number of shares needed, the total investment required, dividend yield, payment frequency, and an estimated monthly breakdown.
A quick way to compare dividend stocks and figure out how much capital it takes to generate the income you're after.
Capital gains tax calculator
Selling shares at a profit and wondering what you'll owe? The capital gains tax calculator handles that. Enter the buy and sell details (price, quantity, date, fees), select your country, and get your result.
Supports Australia (individual, super fund, or company), United States, United Kingdom, Canada, and New Zealand. Long-term discount rates are applied automatically where applicable, like Australia's 50% CGT discount for holdings over 12 months.
Getting started
All tools are free and ready to use:
- DCA vs lump sum calculator
- ETF comparison tool
- Dividend income calculator
- Capital gains tax calculator
If you want to go further and track your portfolio with holdings, performance charts, and analytics, create an account to get started.
Have questions or need help? Visit our support page or check our help guides for detailed walkthroughs.